Buy with confidence

Together with our banking partners, Pacaso offers competitive financing for up to 70% of the home’s purchase price, with rates under 5% on select homes.

white modern home with pool in desert

Pick what works for you

  • icon cash


    Use cash, or pay with crypto through BitPay, and enjoy mortgage-free Pacaso ownership.

  • ownership icon

    Credit line

    Tap a home equity line of credit (HELOC) or a personal line of credit.

  • icon mortgage


    Unlock competitive financing, with rates under 5% on select homes.

Peace of mind

We've got you covered

person signing contract others pointing

When buyers choose to finance their purchase, Pacaso serves as the corporate guarantor of the loan. This means you’re protected if another co-owner defaults. It's one of the many benefits of LLC co-ownership.


Own for less

To support buyers, Pacaso has negotiated competitive rates with our banking partners. We offer interest rates under 5% on select listings. Plus, we facilitate the process, so it’s fast and simple. Call us today to learn the rate and terms for the home you’re interested in.

Financing FAQs

  • What down payment is required to purchase a share of a second home?

  • How quickly can I get approved?

  • Is the loan in my name?

  • Is there a financing fee?

  • Can I use crypto for a down payment and finance the rest of my home purchase?

  • I want to purchase my Pacaso with crypto. How does the payment process work?